Benefit Agents provides instant access to the Covered California health insurance exchange. Whenever or wherever you decide to enroll under Covered CA, know that you will be receiving the same standard rate from all licensed brokers. There are no add-ons, no hidden fees – just quality healthcare .
We provide a simple and straight forward solution to get you insured under a Covered CA health insurance policy immediately. We specialize in presenting individuals, families, and groups a comparison of different options through Covered CA or the private medical carrier networks.
The Patient Protection and Affordable Care Act, sometimes referred to as “Obamacare” recognizes that most individuals that do not have health insurance are either not offered it through their jobs, cannot afford it, or are denied coverage from a pre-existing medical condition. Covered CA provides sliding scale financial help so that all Americans can receive essential health benefits at a fair price, where no one can be denied coverage.
If you do not qualify for Covered CA subsidies, you should still evaluate your options on the private marketplace. Everyone is legally required to have health insurance. Given the statewide increase in premiums to accommodate Covered CA subsidies, it’s your job to enroll in something that conforms to your income level and desired level of coverage. Let one of our agents assist your families needs and obtain the most cost effective combination of benefits.
The first 10 days of open enrollment for 2015 have been off to a great start. We have been working diligently with all of our current and prospective clients to get them enrolled in the shortest amount of time possible. Although the online system is a bit smoother this time around, the wait times to reach Covered CA via telephone is still on par with the 2+ hour hold times from last year; which makes our service even more valuable to the public.
As certified Covered CA Agents, we can serve you to the same capacity any Covered CA employee can, and in many cases you are better off speaking with an experienced health insurance broker rather than a seasonal data entry clerk. We are contracted with all the major medical carriers to assist on their behalf and have one fiduciary duty – to help our clients to the best of our ability, at no cost.
For coverage effective January 1st, 2015 – you must enroll by December 15, 2014.
For coverage effective February 1st, 2015 – you must enroll by January 15th, 2015.
For coverage effective March 1st, 2015 – you must enroll by February 15th, 2015.
Groups that do not meet regular participation and/or contribution guideline requirements are guaranteed approval during the annual special enrollment period from November 15th through December 15th. For all small businesses that did not have enough participating employee’s to qualify for a particular plan, or do not want to offer a minimum set contribution towards your employee’s healthcare: now is the time to enroll. Contact us for more details pertaining to insuring your group under the Affordable Care Act guidelines. Do not let this once a year opportunity pass you by without inquiring for further details, your business cannot be refused acceptance.
SeeChange Health Insurance has recently announced that they will be withdrawing from the California market effective January 1st, 2015. Regardless of the group’s renewal date, coverage with SeeChange Health Insurance will end at midnight Dec. 31st, 2014. All groups that are currently enrolled with SeeChange need to have a transition plan in place as soon as possible. We have already reached out to our current SeeChange client base and welcome any new clients in need of assistance to contact our team via phone or email.