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We save small businesses an average of $1,000 per employee per year. Individuals & Families can see similar savings.


See the most popular policies, with a side by side comparison of benefits, pricing and more.


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Individual and Group Health Insurance

Benefit Agents is a privately owned agency focused on providing a broad array of services related to health insurance. We have employee benefit and insurance expertise for close to four decades.

Located in San Francisco, California we focus on providing group and individual clients direct access to every insurance carrier. We are licensed and contracted with all of the major medical, dental, vision, life, disability and long term care providers to assist individuals and businesses on their behalf. We provide small businesses access to a consortium carrier – California Choice; in addition to California’s Health Benefit Exchange – Covered California.

As health insurance experts, Benefit Agents focus is to provide the most competitive individual and employee benefit plans in California. We will provide you with a comparison between Covered California SHOP, California Choice and direct carrier rates. Benefit Agents will let you know if you are eligible for any government subsidies, saving you time and ensuring your eligibility. Call or contact us for a consultation today, as our service is provided without a fee.

Covered CA Small Business Health Insurance Tips


Barack Obama Speech on the Affordable Health Care Act in California


Recent News

Grandmothering – What is it? And who does it affect?

Governor Brown has signed into law SB 1446, the ‘grandmothering’ bill.  The bill was unopposed and passed through both Houses in the CA legislature and is in effect immediately.  Below are a few key points that outline what is now allowed under the bill: The bill...

Health Care Costs & How to Spot Errors

Health Care is nearly a $3 trillion industry in the United States, and as many may have already experienced, the billing system can be riddled with errors.  A few statistics that illustrate this are as follows: Medicare overpayments in 2013 totaled $36 billion 42% of...

Blue Shield – Relaxed 25% Participation

Blue Shield has just announced that it will extend it’s relaxed participation promotion through the end of the year.  Blue Shield typically requires a 65% employee participation to enroll in it’s group products, but with groups of five or more enrolled...